Attention homeowners in Leominster and Worcester County: Get an Appraisal today!

The top seven reasons MA homeowners hire Ascension Appraisal:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a MA property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate

Own a house in or near Leominster, MA and need help deciding the value of it?
Contact Ascension Appraisal.

We at Ascension Appraisal understand the particular needs of a homeowner seeking appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Ascension Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Ascension Appraisal is experts in helping people just like you dismiss undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is going down. This means you're going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Ascension Appraisal is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. A professional appraisal from Ascension Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Ascension Appraisal offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Ascension Appraisal can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.