Attention homeowners in Leominster and Worcester County: Get an Appraisal today!
Here are the top seven reasons why MA homeowners hire Ascension Appraisal:
Own a house in or near Leominster, MA and need help determining the value of it?
We at Ascension Appraisal understand the unique needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping consumers just like you delete unneeded and unwanted PMI insurance.
Challenging Worcester county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other homes close by. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Ascension Appraisal is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your house is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Ascension Appraisal can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Ascension Appraisal offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.